Introduction
Jem Data LLC ("Jem Data," "we," "us," or "our") is committed to protecting the privacy and security of your personal information. This Privacy Policy describes how we collect, use, disclose, and safeguard information when you visit our website at thejemdata.com, contact us, or use any of our services.
Please read this Privacy Policy carefully. By using our website or services, you acknowledge that you have read and understood this Privacy Policy. If you do not agree with its terms, please discontinue use of our website and services.
Information We Collect
Information You Provide Directly
When you contact us or complete an application through our website, we may collect:
- Name, email address, and business name
- Business financial information you choose to share
- Information about your funding needs and business operations
- Any other information you voluntarily provide in your communications with us
Information Collected Automatically
When you visit our website, we may collect certain information automatically, including:
- IP address and browser type
- Pages visited and time spent on our website
- Referring URLs and device information
- Cookie data and similar tracking technologies
How We Use Your Information
We use the information we collect for the following purposes:
- To evaluate and process your business funding application
- To communicate with you about our products and services
- To send marketing and promotional communications (where you have consented)
- To improve our website and services
- To comply with legal obligations and enforce our rights
- To prevent fraud and protect the security of our systems
SMS / Text Messaging Program
If you have opted in to receive SMS/MMS communications from Jem Data LLC, the following terms apply to our text messaging program:
Program Description: By opting in, you consent to receive recurring marketing and promotional SMS/MMS messages from Jem Data LLC, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).
Message Frequency: Message frequency varies; you may receive up to 4 messages per month.
Message & Data Rates: Message and data rates may apply. Check with your mobile carrier for details.
How to Opt Out: Reply STOP to opt out at any time. You will receive a one-time confirmation message, and no further SMS messages will be sent to your number.
How to Get Help: Reply HELP for assistance, or contact us directly at esther@thejemdata.com.
Consent is NOT a condition of purchase. Your decision to opt in or opt out of SMS communications has no bearing on your eligibility for or access to our financial products and services.
Sharing of Information
We respect your privacy and take your trust seriously. The following policies govern how your information — including information collected in connection with our SMS program — is shared.
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes.
All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
We may share your information in the following limited circumstances:
- Service Providers: With trusted third-party vendors who assist in operating our website and business (e.g., CRM platforms, email service providers), subject to confidentiality agreements
- Legal Requirements: When required by law, regulation, court order, or governmental authority
- Business Transfers: In connection with a merger, acquisition, or sale of assets, where your information may be transferred as a business asset
- With Your Consent: In any other circumstances where you have provided explicit consent
Data Retention
We retain personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, to comply with legal obligations, resolve disputes, and enforce our agreements. When information is no longer needed, we securely delete or anonymize it.
Your Rights and Choices
Depending on your location, you may have the following rights regarding your personal information:
- The right to access the personal information we hold about you
- The right to request correction of inaccurate information
- The right to request deletion of your information (subject to legal retention requirements)
- The right to opt out of marketing communications at any time
- The right to opt out of SMS communications by replying STOP
To exercise any of these rights, please contact us at esther@thejemdata.com.
Cookies and Tracking Technologies
Our website may use cookies and similar tracking technologies to improve your browsing experience and analyze website traffic. You can control cookie settings through your browser settings. Please note that disabling certain cookies may impact the functionality of our website.
Security
We implement reasonable technical and organizational measures to protect your personal information against unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.
Children's Privacy
Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child, we will take steps to delete that information promptly.
Links to Third-Party Websites
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. We will post the updated policy on this page with a revised "Last Updated" date. We encourage you to review this Privacy Policy periodically.
Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:
- Email: esther@thejemdata.com
- Address: Jem Data LLC, 946 Sanibel Drive, Hollywood, FL 33019
- Contact: Esther Naftali, Founder & Principal